16accounts we track

  • Savings4
  • Money market3
  • Checking8
  • CDs1

Bank in Miami, FL

Banesco USA

FDIC-insured · certificate 57815

Savings, money market, checking and CDs, with every rate from Banesco USA’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best CD rate
3.95%APY for 13 months

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Banesco USA International Legacy SavingsSavings accountNot stated—Not stated
Banesco USA International SavingsSavings accountNot stated—Not stated
Banesco USA SavingsSavings account · $100 to openNot stated—$10 a month
Banesco USA Select SavingsSavings account · $100 to openNot stated—$50 a month
Banesco USA Money MarketMoney market account · $2,500 to openNot stated—$15 a month
Banesco USA Money Market MaxMoney market account · $2,500 to openNot stated—$20 a month
Banesco USA Select Money MarketMoney market account · $2,500 to openNot stated—$50 a month

Checking

Against 1043 checking accounts
Banesco USA CheckingChecking account · $100 to openNot stated#183$15 a month
Banesco USA NOWChecking account · $100 to openNot stated#330$15 a month
Banesco USA International CheckingChecking accountNot stated#594Not stated
Banesco USA International Legacy CheckingChecking accountNot stated#615Not stated
Banesco USA International Employee CheckingChecking accountNot stated#678Not stated
Banesco USA Select CheckingChecking account · $100 to openNot stated#1040$50 a month
Banesco USA International Student CheckingChecking accountNot stated—Not stated
Banesco USA Student CheckingChecking account · $100 to openNot stated—None

Certificate of Deposit, by term

$1,000 to open
5 months3.90%—
13 months · Banesco USA’s best3.95%—

Cashing out early: any term, 7 days of interest; up to 1 year, 90 days of interest; up to 18 months, 180 days of interest; up to 2 years, 270 days of interest; up to 3 years, 365 days of interest; over 3 years, 540 days of interest. A dash: a term we don’t rank. All Banesco USA CDs

Against the market

How Banesco USA ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Banesco USA CheckingChecking account#183 of 1043
  • Banesco USA NOWChecking account#330 of 1043
  • Banesco USA International CheckingChecking account#594 of 1043
  • Banesco USA International Legacy CheckingChecking account#615 of 1043
  • Banesco USA International Employee CheckingChecking account#678 of 1043
  • Banesco USA Select CheckingChecking account#1040 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.