Ranked by a year’s interest, after fees

Savings accounts

Ranked by what they pay on $10,000 in a year, after any monthly fee. The rate is the bank’s published APY for that balance; each row links the bank’s own page.

Data as of Nov 8, 2026Updated Nov 8, 2026

What would you gain by switching?CD rates After-tax yield

Balance

Coverdell ESAApple · source · checked Nov 8, 2026Membership limited: family, geography, organizationA year on $10,000: $500APY5.00%FeeNot statedTo openNot stated
Select Savings from BarclaysBarclays Bank Delaware · source · checked Nov 8, 2026A year on $10,000: $425APY4.25%FeeNoneTo openNone
EverBank Performance SavingsEverBank · source · checked Nov 8, 2026A year on $10,000: $420APY4.20%FeeNoneTo openNone
Share Savings AccountState Farm · source · checked Nov 8, 2026Also at this rate: E-Shares, Share Savings Accounts (Secondary Account), IRA Savings Account, Estate AccountMembership limited: employer, familyA year on $10,000: $408APY4.08%FeeNot statedTo open$5
Performance SavingsNorthwest Bank · source · checked Nov 8, 2026A year on $10,000: $400APY4.00%FeeNoneTo open$1
Eagle High-Yield Savings AccountEagleBank · source · checked Nov 8, 2026A year on $10,000: $400APY4.00%FeeNoneTo openNot stated
Personal High-Yield SavingsLive Oak Banking Company · source · checked Nov 8, 2026A year on $10,000: $400APY4.00%FeeNoneTo openNone
Bread Savings High Yield SavingsComenity Bank · source · checked Nov 8, 2026A year on $10,000: $400APY4.00%FeeNoneTo open$100
Bread Savings High Yield SavingsComenity Capital Bank · source · checked Nov 8, 2026A year on $10,000: $400APY4.00%FeeNoneTo open$100
Sallie Mae Bank High-Yield Savings AccountSallie Mae Bank · source · checked Nov 8, 2026A year on $10,000: $400APY4.00%FeeNoneTo openNone
High Yield SavingsComenity Bank · source · checked Nov 8, 2026A year on $10,000: $400APY4.00%FeeNot statedTo open$100
My Reserve Savings AccountApple Bank · source · checked Nov 8, 2026Promotional APY: how long it lasts isn't statedA year on $10,000: $400APY4.00%FeeNoneTo open$1,000
Eagle SavingsEagleBank · source · checked Nov 8, 2026A year on $10,000: $400APY4.00%FeeNot statedTo openNot stated
STAR HIGH-YIELD SAVINGSTexas Capital Bank · source · checked Nov 8, 2026A year on $10,000: $385APY3.85%FeeNoneTo openNone
Growth SavingsForbright Bank · source · checked Nov 8, 2026A year on $10,000: $385APY3.85%FeeNoneTo openNone
STAR SAVINGSTexas Capital Bank · source · checked Nov 8, 2026A year on $10,000: $385APY3.85%FeeNoneTo openNone
High-Yield Savings PremierWestern Alliance Bank · source · checked Nov 8, 2026A year on $10,000: $380APY3.80%FeeNoneTo open$500
Premier SavingsWestern Alliance Bank · checked Nov 8, 2026A year on $10,000: $380APY3.80%FeeNot statedTo openNot stated
Agility High-Interest Savings AccountCIBC Bank USA · source · checked Nov 8, 2026A year on $10,000: $375APY3.75%FeeNoneTo open$1,000
Summit SavingsAxos Bank · source · checked Nov 8, 2026Promotional rate, lasts 6 monthsA year on $10,000: $375APY3.75%FeeNoneTo openNone
High Yield eSavingsCapitol Federal Savings Bank · source · checked Nov 8, 2026A year on $10,000: $370APY3.70%FeeNoneTo openNot stated
Online Savings AccountGoldman Sachs Bank USA · source · checked Nov 8, 2026A year on $10,000: $350APY3.50%FeeNoneTo openNone
Barclays Tiered SavingsBarclays Bank Delaware · source · checked Nov 8, 2026A year on $10,000: $350APY3.50%FeeNoneTo openNone
High Yield SavingsAtlantic Union Bank · source · checked Nov 8, 2026A year on $10,000: $350APY3.50%Fee$10a monthTo open$500
SmartyPig Savings AccountSallie Mae Bank · source · checked Nov 8, 2026A year on $10,000: $340APY3.40%FeeNoneTo openNone
Smart Move Online SavingsRidgewood Savings Bank · source · checked Nov 8, 2026A year on $10,000: $335APY3.35%FeeNoneTo open$0.01
Founder SavingsHappen Bank · source · checked Nov 8, 2026A year on $10,000: $335APY3.35%FeeNot statedTo open$100
High-Yield SavingsHappen Bank · source · checked Nov 8, 2026A year on $10,000: $330APY3.30%FeeNoneTo open$100
Barclays Online SavingsBarclays Bank Delaware · source · checked Nov 8, 2026A year on $10,000: $330APY3.30%FeeNoneTo openNone
High Yield SavingsCitadel · source · checked Nov 8, 2026A year on $10,000: $330APY3.30%FeeNot statedTo openNot stated
360 Performance SavingsCapital One · source · checked Nov 8, 2026$1,500 bonus: not met by this customerA year on $10,000: $320APY3.20%FeeNoneTo openNone
High Yield Savings AccountAmerican Express National Bank · source · checked Nov 8, 2026A year on $10,000: $310APY3.10%FeeNoneTo openNone
High Yield Savings Account (HYSA / Amex Savings)American Express National Bank · source · checked Nov 8, 2026Also at this rate: High-Yield Savings Account (HYSA)A year on $10,000: $310APY3.10%FeeNot statedTo openNot stated
Simple Savings AccountApple Bank · source · checked Nov 8, 2026APY condition not evaluated: five qualifying debit or credit transactions of $25 or more per month from your Apple Bank Simple Checking Account, for the preferred rate (Simple Banking Program)A year on $10,000: $303APY3.03%FeeNoneTo open$100
Alliant High-Rate Savings (Journey Home Savings)Alliant · source · checked Nov 8, 2026Membership limited: geographyA year on $10,000: $301APY3.01%FeeNoneTo openNot stated

Show the top 40Show the top 10

The top 40 of the 270 savings accounts we rank. Sorted by yearly value for $10,000 kept for a year, after fees. A bank’s accounts at the same rate share one row. Membership limits and promotional rates are shown on the row, never hidden behind it. Rates change often; the bank’s own page is the final word.

By balance

How much interest $1,000 to $100,000 earns in a savings account

A year’s interest at the best savings account we track for each balance (after any monthly fee), against the median APY of the accounts we rank at that balance (before fees). The best account can change with the balance: rates, tiers and minimums differ. Rates as of Nov 8, 2026.

Balance	A year at the best rate	Best account	At the median rate
$1,000	$70at 7.00% APY	Custodial Account (TrueSaver)Wright-patt Credit Union, Inc. · the bank’s page · checked Nov 8, 2026	$2at 0.15%, the median of 269
$5,000	$250at 5.00% APY	Coverdell ESAApple · the bank’s page · checked Nov 8, 2026	$8at 0.15%, the median of 270
$10,000	$500at 5.00% APY	Coverdell ESAApple · the bank’s page · checked Nov 8, 2026	$15at 0.15%, the median of 270
$20,000	$1,000at 5.00% APY	Coverdell ESAApple · the bank’s page · checked Nov 8, 2026	$40at 0.20%, the median of 272
$25,000	$1,250at 5.00% APY	Coverdell ESAApple · the bank’s page · checked Nov 8, 2026	$50at 0.20%, the median of 273
$50,000	$2,500at 5.00% APY	Coverdell ESAApple · the bank’s page · checked Nov 8, 2026	$100at 0.20%, the median of 273
$100,000	$5,000at 5.00% APY	Coverdell ESAApple · the bank’s page · checked Nov 8, 2026	$200at 0.20%, the median of 273

For any other balance or a monthly deposit, use the savings calculator.