Checked Nov 1, 2026November 2026 lists
Credit cards
Figures come from the issuers’ own documents and the CFPB’s credit card survey. Every figure on a card’s page links to the document it came from.
- cards we track
- 732
- banks and credit unions
- 199
- with a welcome offer
- 178
Choose by what matters
Each list sorts by one measure it names on the page, and nothing else. The top of each ranking today:
No annual fee597 cards
Highest yearly value to a typical spender first
1CareCredit Mastercard$710 a year to a typical spender2Citizens Summit World Mastercard$610 a year to a typical spender3Wells Fargo Cash Back Credit Card$600 a year to a typical spenderSign-up bonuses178 cards
Largest welcome bonus first
1Capital One Spark 2% Cash Plus$2,000 cash back after $30,000 in purchases in 3 months2Capital One Spark Cash Card$1,000 cash back after $10,000 in purchases in 3 months3Ink Business Premier(R) Credit Card$1,000 cash back after $10,000 in purchases in 3 months0% intro APR179 cards
Longest 0% period first
1U.S. Bank Shield® Visa® Credit Card0% for 21 months 5% transfer fee2Reflect Visa® Credit Card With 0% Intro APR0% for 21 months 5% transfer fee3Chase Slate Credit Card0% for 21 monthsCash back148 cards
Most cash back on everything else first
1Wells Fargo Cash Back Credit Card2% on everything else2Credit One Bank Omni Rewards American Express® Card2% on everything else3Evergreen Credit Card2% on everything elseSecured50 cards
Lowest annual fee first, then the lowest APR
1MauiFed VISA SECURED$0 a year 6.99% APR2Southpoint Financial CU VISA PLATINUM REWARDS/VISA PLATINUM SELECT/VISA PLATINUM SECURED$0 a year 7.00–18.00% APR3Coloramo FCU Visa Secured$0 a year 7.90% APRStudent5 cards
Lowest purchase APR today first
1Del-One FCU Student Rewards Visa13.25–18.00% APR2Discover it Student Cash Back Card16.74–25.74% APR3Discover it Student Chrome Credit Card16.74–25.74% APR
Biggest line-ups
The issuers with the most cards we track, and how many of them carry a welcome offer today.
- Capital One147 cards · 14 with an offer
- Chase43 cards · 40 with an offer
- Bank of America27 cards · 19 with an offer
- FNBO27 cards · 8 with an offer
- Barclays25 cards · 18 with an offer
- Comenity Capital Bank23 cards · no offers
- American Express22 cards · 5 with an offer
- Synchrony22 cards · 5 with an offer
- Citi21 cards · 13 with an offer
- US Bank18 cards · 8 with an offer
- Credit One12 cards · 1 with an offer
- Comenity Bank10 cards · no offers
All 24 issuers with a line-up page, and every other issuer, below.
Every issuer, A–Z
199 banks and credit unions. An issuer with five or more cards has its own page; the cards of smaller issuers are listed here.
- 1st Community Federal Credit UnionPlatinum Visa Card with and without Rewards.
- 360 Federal Credit UnionBusiness RewardsPlatinum RewardSecure ClassicTraditional Classic
- Achieve Financial Credit UnionPlatinum Rewards Visa
- Advanced Financial Federal Credit UnionAdvanced Financial FCU Everyday Rewards Visa
- Alabama State Employees Credit UnionCredit Card Agreement 11-2024
- Alcoa Community Federal Credit UnionPlatinum Visa
- Align Credit UnionAlign Visa
- Allegius Federal Credit UnionVisa Credit Card
- Alliant Credit UnionAlliant Visa® Signature Credit Card with CashbackVisa Platinum Credit Card
- Altonized Community Federal Credit UnionAltonized Community Federal Credit Union VISA Card
- America First Federal Credit UnionVisa Classic Standard Rate
- American Express22 cards
- Apl Federal Credit UnionAPL FCU CLASSIC VISA CARD
- AppleApple Card
- Arkansas Best Federal Credit UnionABFCU Classic Credit cards
- Arkansas Federal Credit UnionPlatinum Classic
- Associated Healthcare Credit UnionPremierSignature Rewards
- Avadian Credit UnionSecured VisaSignature VisaVisa Traditional Rewards
- Bangor Savings BankeverBlue Cash Back Plus Mastercard
- Bank of America27 cards
- Barclays25 cards
- BECU6 cards
- Bellwether Community Credit UnionSmart Rate CardSmart Rewards Card
- Bilt7 cards
- Blucurrent Credit UnionBluCurrent Classic CardBluCurrent Platinum Card
- Blue Ridge Bank, National AssociationEdge Consumer
- Bluestone Federal Credit UnionVisa Classic Credit Card
- Capital Credit UnionCapital Credit Union VISA Credit Card
- Capital One147 cards
- Carolina Cooperative Federal Credit UnionClassicSecuredSelect
- Central Willamette Credit UnionVisa Platinum
- Century BankCentury Bank Consumer Visa
- Champion Credit UnionVisa PlatinumVisa Platinum Rewards
- Chase43 cards
- Chiropractic Federal Credit UnionVISA
- Citi21 cards
- CitizensCitizens Summit World Mastercard
- Coloramo Federal Credit UnionVisa ClassicVisa PlatinumVisa Secured
- Comenity Bank10 cards
- Comenity Capital Bank23 cards
- Community Resource Credit UnionMemberSelect Rewards MasterCard®
- Communityamerica Federal Credit UnionPlatinum Low Rate
- Cpm Federal Credit UnionMyRate Visa Card
- Credit One12 cards
- Credit Union For All, TheClassic Visa Credit CardPlatinum Visa Credit Card
- Credit Union Of New JerseyPlatinum Mastercard
- CU Hawaii Federal Credit UnionCU Hawaii Classic/Gold/Platinum MasterCard
- Cyprus Federal Credit UnionVISA Low-Rate Variable
- Dakotaland Federal Credit UnionCash Back VISA
- Del-One Federal Credit UnionBusiness VisaRewards VisaShare Secured VisaStudent Rewards Visa
- Delta Community Credit UnionVisa Platinum Rewards
- Destinations Credit UnionConsumer Credit Card
- Discover6 cards
- Down East Credit UnionVisa Platinum
- Eastrise Federal Credit UnionVisa Credit Card
- Educators Credit UnionVisa PlatinumVisa Signature
- Electel Cooperative Federal Credit UnionCredit Card
- Elevations Credit UnionVisa Rewards, Visa, Buff One VisaVisa Signature Cash Rewards, Visa Signature Travel Rewards, Go Buffs Visa Signature
- Empower Blue Credit UnionVISA Credit Card
- Evolve Bank & TrustMastercard Consumer Credit Card
- Farm Bureau Bank FSBFarm Bureau Member Rewards Mastercard - Platinum
- Fifth ThirdFifth Third 1.67% Cash/Back CardFifth Third Preferred Cash/Back Credit CardFifth Third Secured Credit Card
- First American Bank And TrustVisa, Mastercard
- First American Credit UnionFirst American Credit Union MasterCard Rewards Card
- First Electronic BankH-E-B Visa Signature® Credit Card
- First Federal Credit UnionVisa Premium
- First State BankFirst State Bank Credit Card
- Firstmark Credit UnionFirstmark Credit Union Platinum Rewards
- Florida West Coast Credit UnionClassic Card
- FNBO27 cards
- Forcht Bank, National AssociationForcht Bank Reserve Visa CardiStudent VisaPassport VisaSimple Visa Card
- Gecu Federal Credit UnionEmpowerment Credit CardRewards Credit Card
- Georgia’s Own Credit UnionVisa Platinum
- Greater Pittsburgh Police Federal Credit UnionClassic Visa
- Greenville Federal Credit UnionACCESSVISA PlatinumVISA Signature
- Greenwood Credit UnionPremier Visa Credit Card & Premier Visa Secured Credit Card
- Grow Financial Federal Credit UnionVisa Preferred
- Gundersen Credit UnionGundersen Credit Union
- Hanscom Federal Credit UnionPlatinum Mastercard
- Harvard Federal Credit UnionHarvard Alumni World MasterCardPlatinum MasterCardPlatinum Rewards MasterCardPlatinum Rewards Plus MasterCard
- High Point Federal Credit UnionVISA Platinum
- Hills Bank And Trust CompanyVisa Platinum Credit Card
- Homeland Credit Union, Inc.Visa ClassicVisa Platinum
- Hoosier Heartland State BankPersonal Credit Card
- Horizon Credit UnionHorizon Credit Union Visa Classic
- Idaho Central Credit UnionVisa Platinum
- Illinois Educators Credit UnionVISA Classic
- Iq Credit UnionVisa Platinum Rewards
- Jonah Bank Of WyomingPlatinumPlatinum RewardsSecured PlatinumSecured Platinum Rewards
- Joplin Metro Credit UnionJOPLIN METRO CREDIT UNION CLASSIC VISAJOPLIN METRO CREDIT UNION PLATINUM VISAJOPLIN METRO CREDIT UNION PREFERRED CLASSIC VISAJOPLIN METRO CREDIT UNION SECURED VISA
- Jovia Financial Federal Credit UnionVISA AdvantageVisa Signature Elite
- Kings Federal Credit UnionVisa Classic
- Kirtland Federal Credit UnionVISA PLATINUM CASH REBATEVISA PLATINUM LOW RATEVISA PLATINUM REWARDS
- Lake Trust Credit UnionPlatinum Elite
- Landings Credit UnionVISA Consumer Rewards
- Langley Federal Credit UnionSelect Visa
- Latino Community Credit UnionLCCU Secured Visa Credit CardLCCU Unsecured Visa Credit Card
- Lighthouse Federal Credit UnionAnchor & Anchor Secured Visa
- Long Reach Federal Credit UnionMaster Card
- Luxury CardMastercard® Black Card®Mastercard® Gold Card™Mastercard® Titanium Card®
- M&T Bank5 cards
- M.P.D. Community Credit UnionMPD Community Credit Union Visa Classic credit card
- Magnolia Federal Credit UnionMagnolia FCU Visa
- Maine Highlands Federal Credit UnionVISA Traditional Credit Card Program
- Matanuska Valley Federal Credit UnionVisa ClassicVISA Secured Credit Card
- Maui County Federal Credit UnionVisa PlatinumVisa RewardsVisa Secured
- Maui Federal Credit UnionMauiFed VISA PlatinumMauiFed VISA SECURED
- Meridian Trust Federal Credit UnionVISA REWARDS
- Merrick Bank7 cards
- Mid American Credit Union7 cards
- Mid Carolina Credit UnionCredit Card Program
- Midfirst BankConsumer Platinum (Non-Rewards) Card
- Mirastar Federal Credit UnionVisa Platinum Credit Card
- Mission Federal Credit UnionPlatinum Rewards Credit Card
- N A E Federal Credit UnionNAE FCU Platinum Visa
- Navy Federal5 cards
- Nih Federal Credit UnionVisa Platinum Card
- North Country Federal Credit UnionVISA Consumer Credit Card
- North Star Community Credit UnionNorth Star CCU Visa
- Novation Credit UnionPlatinum
- Nuvista Federal Credit UnionVisa Platinum, Visa Classic, Visa Secured
- Oklahoma Educators Credit UnionOECU Visa Classic Credit CardOECU Visa Platinum Credit Card
- Oklahoma’s Credit UnionRewards Credit Card
- Omaha Police Federal Credit UnionOPFCU VISA
- On Tap Credit UnionVisa Summit
- One Nevada Credit UnionSignature Visa
- Ontario Shores Federal Credit UnionOntario Shores Federal Credit Union Classic Credit Card
- Oregon State Credit UnionVisa® Value Credit Card
- Orlando Credit UnionSecured SMART Credit CardSMART Credit CardXtreme Rewards Credit Card
- Park City Credit UnionVisa ClassicVisa Rewards
- Pathways Financial Credit Union, Inc.Platinum MasterCard
- PenFedGold Credit CardPathfinder® Rewards Visa®PenFed Power Cash RewardsPlatinum Rewards Visa®
- Pennsylvania Central Federal Credit UnionTraditional
- Pennsylvania State Employees CUClassic Visa
- PNCCash Rewards Visa Credit CardPNC Secured Credit Card
- Police Federal Credit Union5 cards
- Premier America Credit UnionSignature Mastercard
- Priority First Federal Credit UnionVisa Platinum Card
- Proponent Federal Credit UnionProponent Visa
- Publix Employees Federal Credit UnionVisa PlatinumVisa Secured
- Ravalli County Federal Credit UnionRavalli County Federal Credit Union Visa Classic
- Ravenswood Federal Credit UnionVISA
- Red Canoe Credit UnionPlatinum Rewards Visa Credit CardPlatinum Visa Credit Card
- Regions6 cards
- Rhode Island Credit UnionVisa
- River Valley Credit UnionRVCU Credit Card
- Rivermark Community Credit UnionPlatinum, Cash Back, Secured Card
- Sabine State Bank And Trust CompanyMasterCard
- Sacramento Credit UnionSacramento Credit Union Platinum, Platinum Rewards and Secured Visa
- Sandia Area Federal Credit UnionConsumer Credit Card
- SchoolsFirstRewards MastercardSchool Employee MastercardSchoolsFirst FCU Inspire® MastercardShare-Secured Mastercard
- Scott Credit UnionExtreme Visa
- Security Service Federal Credit UnionPower Credit Card
- Service Federal Credit UnionVisa Signature Everyday Elite
- Siouxland Federal Credit UnionSiouxland Federal Credit Union Rewards Visa Credit Card
- Smw Financial Credit UnionVisa Platinum
- Solvay BankVisa Platinum Standard
- Southern Credit Union, TheVisa Classic
- Southern Security Federal Credit UnionSouthern Security Rewards VISA
- Southland Credit UnionVisa Platinum Enjoy Rewards, Smart Card Classic, Smart Card Credit Builder, Smart Card Secured
- Southpoint Financial Credit UnionVISA PLATINUM REWARDS/VISA PLATINUM SELECT/VISA PLATINUM SECURED
- Southwest 66 Credit UnionConsumer Credit CardsRewards Credit CardsShare Secured Credit Cards
- State Bank And Trust Company, TheVisa Platinum Credit Card
- Statewide Federal Credit UnionPlatinum Visa Card
- Stride Bank, National AssociationChime Cash Rewards Visa Credit CardSecured Chime Visa Credit CardWestlake Black Visa Credit Card
- Summit Credit UnionSecured Visa / Credit Builder VisaVisa PlatinumVisa Rewards
- Sun East Federal Credit UnionPlatinum Non-Rewards MastercardPlatinum Rewards Mastercard
- Sunmark Credit UnionBusiness CreditLow Rate PlatinumPlatinum RewardsSignature Card
- Sunwest Federal Credit UnionRewards MCSecured MasterCardSunWest MasterCard
- Synchrony22 cards
- Tcm Bank, National AssociationRewards Platinum
- TD Bank7 cards
- Texans Credit UnionPremier Rewards Card
- Three Rivers Federal Credit Union3Rivers Mastercard Credit Card
- Tidemark Federal Credit UnionTidemark FCU Visa Platinum
- Tinker Federal Credit UnionVisa Platinum
- Tlcu FinancialVisa ClassicVisa Platinum
- Tongass Federal Credit UnionConsumer Credit Card
- Tru Federal Credit UnionTRU FCU Credit Card
- Trugrocer Federal Credit UnionVisa Classic
- Truist6 cards
- Tucson Federal Credit UnionVisa Platinum Preferred Credit Card
- Unison Credit UnionVisa PlatinumVisa Platinum Rewards
- United BankUnited Bank Endeavor CardUnited Bank Right Start Endeavor CardVisa Platinum
- United Consumers Credit UnionVisa Credit CardVisa Rewards Credit Card
- United Savings Credit UnionVARIABLE RATE
- University Of Kentucky Federal Credit UnionCredit Card Agreement
- US Bank18 cards
- USAAPreferred Cash Rewards Visa Signature® Credit CardUSAA Eagle Navigator Visa Signature Credit Card
- Usf Federal Credit UnionVisa Platinum RewardsVisa Signature RewardsVisa Traditional
- Valley Strong Credit UnionPlatinum Credit Card
- Vantage Credit UnionMastercard Platinum
- Wave Federal Credit UnionVisa Platinum
- WebbankAvant Credit Card
- Wells Fargo8 cards
- Westmark Credit UnionVisa Cash RewardsVisa PlatinumVisa Rewards
- Weststar Credit UnionMasterCard Platinum Rewards
- Whatcom Educational Credit UnionLaunch Visa
- Wyhy Federal Credit UnionPlatinum Cash+ RewardsWyHy Visa PlatinumWyHy Visa Secured