8accounts we track

  • Savings2
  • Money market1
  • Checking5

Bank in Lodi, CA

Farmers & Merchants Bank of Central California

FDIC-insured · certificate 1331

Savings, money market and checking, with every rate from Farmers & Merchants Bank of Central California’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Farmers & Merchants Bank of Central California Junior SaversSavings account · $10 to openNot stated—None
Farmers & Merchants Bank of Central California Regular SavingsSavings account · $100 to openNot stated—$3 a month
Farmers & Merchants Bank of Central California Money Market AccountMoney market account · $1,000 to openNot stated—$10 a month

Checking

Against 1043 checking accounts
Farmers & Merchants Bank of Central California Worry-FREE Checking®Checking account · $50 to openNot stated#209None
Farmers & Merchants Bank of Central California Sky Blue Checking™Checking account · $50 to openNot stated#227None
Farmers & Merchants Bank of Central California Ultimate High Yield Checking®Checking account · $50 to openNot stated#847$10 a month
Farmers & Merchants Bank of Central California Ultimate CheckingChecking account · $50 to openNot stated#858$10 a month
Farmers & Merchants Bank of Central California Teen CheckingChecking account · $25 to openNot stated—None

Against the market

How Farmers & Merchants Bank of Central California ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Farmers & Merchants Bank of Central California Worry-FREE Checking®Checking account#209 of 1043
  • Farmers & Merchants Bank of Central California Sky Blue Checking™Checking account#227 of 1043
  • Farmers & Merchants Bank of Central California Ultimate High Yield Checking®Checking account#847 of 1043
  • Farmers & Merchants Bank of Central California Ultimate CheckingChecking account#858 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.