Northpointe Bank

FDIC-insured · certificate 34953

Savings, money market, checking and CDs, with every rate from Northpointe Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

Northpointe ultimate savingsSavings account · $100 to open2.55%$35Not stated

Northpointe ultimate money marketMoney market account · $100 to open2.55%−$85Not stated

Northpointe kid's savingsSavings account · $10 to open1.50%$15Not stated

Northpointe Kids SavingsSavings account · $10 to openNot stated—None

Northpointe Savings AccountSavings accountNot stated—Not stated

Northpointe Money Market AccountMoney market accountNot stated—Not stated

Against 1043 checking accounts

Northpointe free checkingChecking account · $100 to open0.00%#106None

Northpointe interest checkingChecking account · $2,500 to open0.30%#578Not stated

$1,000 to open

6 months3.00%#96 of 143

11 months3.55%—

1 year3.25%#100 of 176

18 months3.50%#63 of 107

2 years3.50%#62 of 134

30 months3.50%—

3 years3.60%#37 of 98

4 years3.65%—

5 years · Northpointe Bank’s best3.70%#37 of 98

A dash: a term we don’t rank. Also at Northpointe Bank: 11-month CD special, up to 3.55%. All Northpointe Bank CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.