13accounts we track

  • Savings3
  • Money market2
  • Checking8

Bank in Miami, FL

Ocean Bank

FDIC-insured · certificate 24156

Savings, money market and checking, with every rate from Ocean Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Ocean International Personal SavingsSavings account · $2,500 to openNot stated—$15 a month
Ocean Personal SavingsSavings account · $250 to openNot stated—$5 a month
Ocean Personal Savings for Young SaversSavings account · no minimum to openNot stated—None
Ocean International Personal Money MarketMoney market account · $5,000 to openNot stated—$15 a month
Ocean Personal Money MarketMoney market account · $2,500 to openNot stated—$20 a month

Checking

Against 1043 checking accounts
Ocean Personal Free CheckingChecking account · $20 to openNot stated#158None
Ocean Personal CheckingChecking account · $20 to openNot stated#292$15 a month
Ocean Personal Benefits CheckingChecking account · $20 to openNot stated#777$6.95 a month
Ocean Personal Relationship CheckingChecking account · $1,000 to openNot stated#916$15 a month
Ocean International Personal CheckingChecking account · $5,000 to openNot stated#919$15 a month
Ocean Personal Checking with Minor AdvantageChecking account · $20 to openNot stated—None
Ocean Personal Checking with Prime AdvantageChecking account · $20 to openNot stated—None
Ocean Personal Checking with Student AdvantageChecking account · $20 to openNot stated—None

Against the market

How Ocean Bank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Ocean Personal Free CheckingChecking account#158 of 1043
  • Ocean Personal CheckingChecking account#292 of 1043
  • Ocean Personal Benefits CheckingChecking account#777 of 1043
  • Ocean Personal Relationship CheckingChecking account#916 of 1043
  • Ocean International Personal CheckingChecking account#919 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.