4 CDs
Ally Bank CD rates
Every CD we track from Ally Bank, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 3 months2.90%Not ranked
- 6 months4.00%#27 of 143
- 9 months4.15%Not ranked
- 11 months2.90%Not ranked
- 1 year4.50%#17 of 176
- 18 months4.50%#11 of 107
- 2 years3.00%#70 of 134
- 3 years4.25%#21 of 98
- 4 years3.00%Not ranked
- 5 years4.50%#19 of 98
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
Its CDs, by term
CD
3 months2.90%—
6 months4.00%—
9 months4.15%—
1 year4.50%—
18 months4.50%—
3 years4.25%—
5 years4.50%—
- Early withdrawal penalty
- Up to 2 years: 60 days of interest
- Up to 3 years: 90 days of interest
- Up to 4 years: 120 days of interest
- Over 4 years: 30 days of interest
- Over 4 years: 150 days of interest
- Grace period at maturity
- 9 daysally.com, checked Nov 8, 2026
- Interest compounds
- We compound interest dailyally.com, checked Nov 8, 2026
- Where
- Anywhere in the USally.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
High Yield CD
3 months2.90%—
6 months4.00%#27 of 143
9 months4.15%—
1 year4.50%#17 of 176
18 months4.50%#11 of 107
3 years4.25%#21 of 98
5 years4.50%#19 of 98
- Early withdrawal penalty
- Up to 3 months: 30 days of interest
- Up to 2 years: 60 days of interest
- Up to 3 years: 90 days of interest
- Up to 4 years: 120 days of interest
- Over 4 years: 150 days of interest
- Minimum to open
- Noneally.com, checked Nov 8, 2026
- Grace period at maturity
- 10 daysally.com, checked Nov 8, 2026
- Interest compounds
- dailyally.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
No-Penalty Certificate of Deposit (CD)
11 months2.90%—
- Minimum to open
- Noneally.com, checked Nov 8, 2026
- Early withdrawal penalty
- You will not be charged a penalty for early withdrawal. You can withdraw your full balance and interest any time after the first 6 days following the date you funded the account.ally.com, checked Nov 8, 2026
- Grace period at maturity
- 10 daysally.com, checked Nov 8, 2026
- Interest compounds
- compounded dailyally.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
Raise Your Rate CD
2 years3.00%#70 of 134
4 years3.00%—
- Early withdrawal penalty
- Up to 2 years: 60 days of interest
- Up to 4 years: 120 days of interest
- Minimum to open
- Noneally.com, checked Nov 8, 2026
- Grace period at maturity
- 10 daysally.com, checked Nov 8, 2026
- Interest compounds
- dailyally.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake