Its best CD

4.30%

APY for 1 year, as of Nov 8, 2026. #27 of 176 at that term.

3 CDs

BankUnited CD rates

Every CD we track from BankUnited, by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 8, 2026Updated

At each term

Its best rates

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

Its CDs, by term

12 Month CD

1 year4.30%#27 of 176
Minimum to open
$1,000bankunited.com, checked Nov 8, 2026
Early withdrawal penalty
Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date.bankunited.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

36-Month CD

3 years0.10%#87 of 98
Minimum to open
$1,000bankunited.com, checked Nov 8, 2026
Early withdrawal penalty
Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date.bankunited.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

Personal Certificate of Deposit Account

Early withdrawal penalty
  • Up to 3 months: 30 days of interest
  • Up to 1 year: 90 days of interest
  • Over 1 year: 180 days of interest
bankunited.com, checked Nov 8, 2026
Grace period at maturity
7 daysbankunited.com, checked Nov 8, 2026
Interest compounds
monthly or quarterly as determined when you initially opened your CDbankunited.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. We have fewer than three of this bank’s terms on record. Best CD rates by term · CD calculator · Report a mistake

See it on bankunited.com

We don’t earn anything from this link.