Its best CD
4.20%
APY for 4 years, as of Nov 8, 2026
3 CDs
Capitol Federal Savings Bank CD rates
Every CD we track from Capitol Federal Savings Bank, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 2 years3.90%#44 of 134
- 30 months4.00%Not ranked
- 4 years4.20%Not ranked
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
Its CDs, by term
24-Month CD
2 years3.90%#44 of 134
- Minimum to open
- $1,000capfed.com, checked Nov 8, 2026
- Early withdrawal penalty
- Withdrawal before maturity may result in a penalty for early withdrawal.capfed.com, checked Nov 8, 2026
- Grace period at maturity
- 10 dayscapfed.com, checked Nov 8, 2026
- Interest compounds
- Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days.capfed.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
30-Month CD
30 months4.00%—
- Minimum to open
- $1,000capfed.com, checked Nov 8, 2026
- Early withdrawal penalty
- Withdrawal before maturity may result in a penalty for early withdrawal.capfed.com, checked Nov 8, 2026
- Grace period at maturity
- 10 dayscapfed.com, checked Nov 8, 2026
- Interest compounds
- Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days.capfed.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
48-Month CD
4 years4.20%—
- Minimum to open
- $1,000capfed.com, checked Nov 8, 2026
- Early withdrawal penalty
- Withdrawal before maturity may result in a penalty for early withdrawal.capfed.com, checked Nov 8, 2026
- Grace period at maturity
- 10 dayscapfed.com, checked Nov 8, 2026
- Interest compounds
- Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days.capfed.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake