Its best CD

4.20%

APY for 4 years, as of Nov 8, 2026

3 CDs

Capitol Federal Savings Bank CD rates

Every CD we track from Capitol Federal Savings Bank, by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 8, 2026Updated

At each term

Its best rates

  • 2 years3.90%#44 of 134
  • 30 months4.00%Not ranked
  • 4 years4.20%Not ranked

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

Its CDs, by term

24-Month CD

2 years3.90%#44 of 134
Minimum to open
$1,000capfed.com, checked Nov 8, 2026
Early withdrawal penalty
Withdrawal before maturity may result in a penalty for early withdrawal.capfed.com, checked Nov 8, 2026
Grace period at maturity
10 dayscapfed.com, checked Nov 8, 2026
Interest compounds
Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days.capfed.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

30-Month CD

30 months4.00%—
Minimum to open
$1,000capfed.com, checked Nov 8, 2026
Early withdrawal penalty
Withdrawal before maturity may result in a penalty for early withdrawal.capfed.com, checked Nov 8, 2026
Grace period at maturity
10 dayscapfed.com, checked Nov 8, 2026
Interest compounds
Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days.capfed.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

48-Month CD

4 years4.20%—
Minimum to open
$1,000capfed.com, checked Nov 8, 2026
Early withdrawal penalty
Withdrawal before maturity may result in a penalty for early withdrawal.capfed.com, checked Nov 8, 2026
Grace period at maturity
10 dayscapfed.com, checked Nov 8, 2026
Interest compounds
Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days.capfed.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake

See it on capfed.com

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