Its best CD
2.50%
APY for 5 months, as of Nov 8, 2026
1 CD
First-Citizens Bank & Trust Company CD rates
Every CD we track from First-Citizens Bank & Trust Company, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 5 months2.50%Not ranked
- 11 months2.25%Not ranked
- 1 year2.00%#123 of 176
- 18 months0.02%#99 of 107
- 2 years0.05%#117 of 134
- 3 years0.05%#88 of 98
- 4 years0.15%Not ranked
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
By term
Certificate of Deposit (CD)
5 months2.50%—
11 months2.25%—
1 year2.00%#123 of 176
18 months0.02%#99 of 107
2 years0.05%#117 of 134
3 years0.05%#88 of 98
4 years0.15%—
- Minimum to open
- $500firstcitizens.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake