4 CDs
Goldman Sachs Bank USA CD rates
Every CD we track from Goldman Sachs Bank USA, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 6 months3.95%#42 of 143
- 7 months3.75%Not ranked
- 9 months4.30%Not ranked
- 11 months4.00%Not ranked
- 1 year4.40%#23 of 176
- 13 months3.80%Not ranked
- 18 months4.40%#18 of 107
- 20 months4.35%Not ranked
- 2 years4.40%#24 of 134
- 3 years4.40%#13 of 98
- 4 years4.40%Not ranked
- 5 years4.40%#22 of 98
- 6 years4.40%Not ranked
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
Its CDs, by term
High-Yield CD
6 months3.95%#42 of 143
9 months4.30%—
1 year4.40%#23 of 176
18 months4.40%#18 of 107
2 years4.40%#24 of 134
3 years4.40%#13 of 98
4 years4.40%—
5 years4.40%#22 of 98
6 years4.40%—
- Early withdrawal penalty
- Up to 1 year: 90 days of interest
- Up to 5 years: 180 days of interest
- Over 5 years: 270 days of interest
- Minimum to open
- $500marcus.com, checked Nov 8, 2026
- Grace period at maturity
- 10 daysmarcus.com, checked Nov 8, 2026
- Interest compounds
- dailymarcus.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
Marcus High-Yield CD
6 months3.95%#43 of 143
9 months4.30%—
1 year4.40%#24 of 176
18 months4.40%#19 of 107
2 years4.40%#25 of 134
3 years4.40%#15 of 98
4 years4.40%—
5 years4.40%#23 of 98
6 years4.40%—
- Minimum to open
- $500marcus.com, checked Nov 8, 2026
- Early withdrawal penalty
- Yesmarcus.com, checked Nov 8, 2026
- Interest compounds
- dailymarcus.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
No-Penalty CD
7 months3.75%—
11 months4.00%—
13 months3.80%—
- Minimum to open
- $500marcus.com, checked Nov 8, 2026
- Early withdrawal penalty
- No early withdrawal penalty beginning 7 days after fundingmarcus.com, checked Nov 8, 2026
- Grace period at maturity
- 10 daysmarcus.com, checked Nov 8, 2026
- Interest compounds
- dailymarcus.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
Rate Bump CD
20 months4.35%—
- Early withdrawal penalty
- Up to 1 year: 90 days of interest
- Up to 5 years: 180 days of interest
- Over 5 years: 270 days of interest
- Minimum to open
- $500marcus.com, checked Nov 8, 2026
- Grace period at maturity
- 10 daysmarcus.com, checked Nov 8, 2026
- Interest compounds
- dailymarcus.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake