Its best CD

4.76%

APY for 2 years, as of Nov 8, 2026. #6 of 134 at that term.

2 CDs

Happen Bank CD rates

Every CD we track from Happen Bank, by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 8, 2026Updated

At each term

Its best rates

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

Its CDs, by term

Certificate of Deposit

6 months4.40%#6 of 143
8 months3.50%—
10 months3.50%—
11 months4.65%—
1 year3.50%#93 of 176
14 months3.50%—
18 months3.50%#61 of 107
2 years4.76%#6 of 134
3 years3.45%#39 of 98
5 years3.40%#40 of 98
Minimum to open
$500happen.com, checked Nov 8, 2026
Early withdrawal penalty
A penalty may be imposed for early withdrawal.happen.com, checked Nov 8, 2026
Grace period at maturity
10 dayshappen.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

Consumer Certificate of Deposit

6 months4.40%#5 of 143
8 months3.50%—
10 months3.50%—
11 months4.65%—
1 year3.50%#92 of 176
14 months3.50%—
18 months3.50%#60 of 107
2 years4.76%#5 of 134
3 years3.45%#38 of 98
5 years3.40%#39 of 98
Minimum to open
$500happen.com, checked Nov 8, 2026
Early withdrawal penalty
A penalty may be imposed for early withdrawal.happen.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake

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