Its best CD
4.10%
APY for 23 months, as of Nov 8, 2026
1 CD
Heartland Bank and Trust Company CD rates
Every CD we track from Heartland Bank and Trust Company, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 3 months0.03%Not ranked
- 6 months0.07%#122 of 143
- 8 months3.80%Not ranked
- 1 year1.00%#133 of 176
- 13 months4.00%Not ranked
- 18 months1.00%#87 of 107
- 23 months4.10%Not ranked
- 2 years1.00%#103 of 134
- 3 years2.00%#65 of 98
- 4 years2.00%Not ranked
- 5 years2.00%#67 of 98
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
By term
Certificates of Deposit (CDs)
3 months0.03%—
6 months0.07%#122 of 143
8 months3.80%—
1 year1.00%#133 of 176
13 months4.00%—
18 months1.00%#87 of 107
23 months4.10%—
2 years1.00%#103 of 134
3 years2.00%#65 of 98
4 years2.00%—
5 years2.00%#67 of 98
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake