1 CD
Live Oak Banking Company CD rates
Every CD we track from Live Oak Banking Company, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 3 months3.00%Not ranked
- 6 months4.30%#8 of 143
- 9 months4.40%Not ranked
- 1 year4.50%#15 of 176
- 18 months4.30%#22 of 107
- 2 years2.00%#93 of 134
- 3 years2.00%#61 of 98
- 4 years2.00%Not ranked
- 5 years2.00%#63 of 98
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
By term
Live Oak Bank Certificate of Deposit (CD) Account
3 months3.00%—
6 months4.30%#8 of 143
9 months4.40%—
1 year4.50%#15 of 176
18 months4.30%#22 of 107
2 years2.00%#93 of 134
3 years2.00%#61 of 98
4 years2.00%—
5 years2.00%#63 of 98
- Early withdrawal penalty
- Up to 2 years: 90 days of interest
- Over 2 years: 180 days of interest
- Minimum to open
- $2,500liveoak.bank, checked Nov 1, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake