Its best CD

4.90%

APY for 3 years, as of Nov 8, 2026. #3 of 98 at that term.

1 CD

Merrick Bank CD rates

Every CD we track from Merrick Bank, by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 8, 2026Updated

At each term

Its best rates

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

By term

High Yield Certificate of Deposit (CD)

3 months4.26%—
6 months4.40%#7 of 143
9 months4.50%—
1 year4.65%#9 of 176
18 months4.85%#1 of 107
2 years4.85%#3 of 134
3 years4.90%#3 of 98
4 years4.55%—
5 years4.70%#14 of 98
Minimum to open
$25,000merrickbank.com, checked Nov 8, 2026
Grace period at maturity
10 daysmerrickbank.com, checked Nov 8, 2026
Interest compounds
dailymerrickbank.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake

See it on merrickbank.com

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