Its best CD
4.80%
APY for 49 months, as of Nov 8, 2026
13 CDs
NASA CD rates
Every CD we track from NASA, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 6 months4.55%#3 of 143
- 9 months4.70%Not ranked
- 1 year4.60%#12 of 176
- 15 months4.75%Not ranked
- 2 years4.65%#13 of 134
- 3 years4.70%#7 of 98
- 4 years4.75%Not ranked
- 49 months4.80%Not ranked
- 5 years4.80%#7 of 98
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
Its CDs, by term
12 Month Certificate
1 year4.60%#12 of 176
- Minimum to open
- $1,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
15 Month Special Certificate
15 months4.75%—
- Minimum to open
- $10,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
24 Month Bump Rate Certificate
2 years4.55%#15 of 134
- Minimum to open
- $1,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
24 Month Certificate
2 years4.65%#13 of 134
- Minimum to open
- $1,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
36 Month Bump Rate Certificate
3 years4.60%#9 of 98
- Minimum to open
- $1,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
36 Month Certificate
3 years4.70%#7 of 98
- Minimum to open
- $1,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
48 Month Certificate
4 years4.75%—
- Minimum to open
- $1,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
49 Month Special Certificate
49 months4.80%—
- Minimum to open
- $10,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
6 Month Certificate
6 months4.55%#3 of 143
- Minimum to open
- $1,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
60 Month Certificate
5 years4.80%#7 of 98
- Minimum to open
- $1,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
9 Month Special Certificate
9 months4.70%—
- Minimum to open
- $10,000mbrapply.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
Certificates
6 months4.55%#4 of 143
9 months4.70%—
1 year4.60%#11 of 176
15 months4.75%—
2 years4.65%#11 of 134
3 years4.70%#8 of 98
4 years4.75%—
49 months4.80%—
5 years4.80%#6 of 98
- Early withdrawal penalty
- Up to 2 years: 182 days of interest
- Over 2 years: 365 days of interest
- Grace period at maturity
- 10 daysnasafcu.com, checked Nov 8, 2026
- Interest compounds
- monthlynasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
High-Yield Certificate
9 months4.70%—
15 months4.75%—
49 months4.80%—
- Minimum to open
- $10,000nasafcu.com, checked Nov 8, 2026
- Early withdrawal penalty
- Early withdrawal penalties apply and may reduce earnings.nasafcu.com, checked Nov 8, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Employee or retiree of NASA Headquarters, any NASA Center or Facility, or National Academy of Sciences (NAS)
- Employee or member of a NASA Federal Credit Union partner company or association
- Relative or household member of a current NASA Federal Credit Union Member
- Complimentary one-year affiliated membership to the National Space Society (NSS) which entitles you to full NASA Federal membership benefits
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake