Onpoint Community CD rates

Every CD we track from Onpoint Community, by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 1, 2026Updated Nov 1, 2026

At each term

Its best rates

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

3 months1.50%—

6 months1.75%—

1 year2.25%—

18 months2.30%—

2 years2.36%—

3 years2.40%—

4 years2.45%—

5 years2.50%—

Minimum to open: $1,000onpointcu.com, checked Nov 1, 2026
Early withdrawal penalty: We may impose an early withdrawal penalty if you withdraw any of the principal of your Certificate of Deposit account before the maturity date.onpointcu.com, checked Nov 1, 2026
Membership: Membership required:
Oregon: You live or work in any of the counties we serve (33 Oregon counties listed).
Washington: You live, work, worship or go to school in any of the counties we serve (Clark, Skamania, Cowlitz, Lewis).
You're a family member of a person who is eligible for OnPoint membership.
onpointcu.com, checked Nov 1, 2026

The bank’s page · checked Nov 1, 2026. A dash: a term we don’t rank.

IRA

3 months1.55%—

6 months1.80%—

1 year2.30%—

18 months2.36%—

2 years2.41%—

3 years2.45%—

4 years2.50%—

5 years2.55%—

Minimum to open: $1,000onpointcu.com, checked Nov 1, 2026
Membership: Membership required:
Oregon: You live or work in any of the counties we serve (33 Oregon counties listed).
Washington: You live, work, worship or go to school in any of the counties we serve (Clark, Skamania, Cowlitz, Lewis).
You're a family member of a person who is eligible for OnPoint membership.
onpointcu.com, checked Nov 1, 2026

The bank’s page · checked Nov 1, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake

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