Its best CD

4.65%

APY for 12 years, as of Nov 8, 2026

4 CDs, 1 IRA CD

Redstone CD rates

Every CD we track from Redstone, by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 8, 2026Updated Nov 8, 2026

At each term

Its best rates

6 months3.97%#41 of 143
1 year4.13%#48 of 176
18 months3.92%#41 of 107
2 years4.02%#40 of 134
3 years4.13%#26 of 98
4 years4.18%Not ranked
5 years4.23%#27 of 98
6 years4.39%Not ranked
7 years4.44%Not ranked
8 years4.49%Not ranked
9 years4.54%Not ranked
10 years4.59%Not ranked
12 years4.65%Not ranked

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

Its CDs, by term

Member's Choice Certificate

3 years3.70%#34 of 98

4 years3.75%—

5 years3.80%#35 of 98

6 years3.96%—

7 years4.01%—

8 years4.06%—

9 years4.11%—

10 years4.16%—

12 years4.22%—

Minimum to open: $1,000redfcu.org, checked Nov 8, 2026
Early withdrawal penalty: A penalty may be imposed for early withdrawal of certificate principal prior to the maturity date.redfcu.org, checked Nov 8, 2026
Membership: Membership required:
Do you belong to one of Redstone's Membership Partner organizations? There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
Do you have an immediate family member who is a Redstone member? Immediate family members include a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
Do you live in a household with a Redstone member? Whether this person is related to you or not, you are eligible as long as you live in the same house and share household expenses with a Redstone member.
Are you a government employee or a government contractor? Government employees and contractors on Redstone Arsenal and throughout Madison County are eligible.
redfcu.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

Share Certificates

6 months3.65%#63 of 143

1 year3.80%#81 of 176

18 months3.60%#59 of 107

2 years3.70%#54 of 134

3 years3.70%#35 of 98

4 years3.75%—

5 years3.80%#36 of 98

6 years3.96%—

7 years4.01%—

8 years4.06%—

9 years4.11%—

10 years4.16%—

12 years4.22%—

Membership: Membership required:
Do you belong to one of Redstone's Membership Partner organizations? There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
Do you have an immediate family member who is a Redstone member? Immediate family members include a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
Do you live in a household with a Redstone member? Whether this person is related to you or not, you are eligible as long as you live in the same house and share household expenses with a Redstone member.
Are you a government employee or a government contractor? Government employees and contractors on Redstone Arsenal and throughout Madison County are eligible.
redfcu.org, checked Nov 8, 2026

checked Nov 8, 2026. A dash: a term we don’t rank.

Traditional Jumbo Certificate

6 months3.97%#41 of 143

1 year4.13%#48 of 176

18 months3.92%#41 of 107

2 years4.02%#40 of 134

3 years4.13%#26 of 98

4 years4.18%—

5 years4.23%#27 of 98

6 years4.39%—

7 years4.44%—

8 years4.49%—

9 years4.54%—

10 years4.59%—

12 years4.65%—

Minimum to open: $100,000redfcu.org, checked Nov 8, 2026
Early withdrawal penalty: A penalty may be imposed for early withdrawal of certificate principal prior to the maturity date.redfcu.org, checked Nov 8, 2026
Membership: Membership required:
Do you belong to one of Redstone's Membership Partner organizations? There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
Do you have an immediate family member who is a Redstone member? Immediate family members include a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
Do you live in a household with a Redstone member? Whether this person is related to you or not, you are eligible as long as you live in the same house and share household expenses with a Redstone member.
Are you a government employee or a government contractor? Government employees and contractors on Redstone Arsenal and throughout Madison County are eligible.
redfcu.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

Traditional Standard Certificate

1 year3.80%#79 of 176

18 months3.60%#58 of 107

2 years3.70%#53 of 134

3 years3.80%#32 of 98

4 years3.85%—

5 years3.91%#32 of 98

6 years4.06%—

7 years4.11%—

8 years4.16%—

9 years4.22%—

10 years4.20%—

12 years4.32%—

Minimum to open: $2,000redfcu.org, checked Nov 8, 2026
Early withdrawal penalty: A penalty may be imposed for early withdrawal of certificate principal prior to the maturity date.redfcu.org, checked Nov 8, 2026
Membership: Membership required:
Do you belong to one of Redstone's Membership Partner organizations? There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
Do you have an immediate family member who is a Redstone member? Immediate family members include a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
Do you live in a household with a Redstone member? Whether this person is related to you or not, you are eligible as long as you live in the same house and share household expenses with a Redstone member.
Are you a government employee or a government contractor? Government employees and contractors on Redstone Arsenal and throughout Madison County are eligible.
redfcu.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

IRA Certificates

IRA

1 year3.80%—

18 months3.60%—

2 years3.70%—

3 years3.80%—

4 years3.85%—

5 years3.91%—

6 years4.06%—

7 years4.11%—

8 years4.16%—

9 years4.22%—

10 years4.20%—

12 years4.32%—

Early withdrawal penalty: A penalty will be imposed for early withdrawal of principal prior to the maturity date.redfcu.org, checked Nov 8, 2026
Membership: Membership required:
Do you belong to one of Redstone's Membership Partner organizations? There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
Do you have an immediate family member who is a Redstone member? Immediate family members include a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
Do you live in a household with a Redstone member? Whether this person is related to you or not, you are eligible as long as you live in the same house and share household expenses with a Redstone member.
Are you a government employee or a government contractor? Government employees and contractors on Redstone Arsenal and throughout Madison County are eligible.
redfcu.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake

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