Its best CD
4.30%
APY for 19 months, as of Nov 8, 2026
1 CD
Schoolsfirst CD rates
Every CD we track from Schoolsfirst, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 6 months4.10%#19 of 143
- 19 months4.30%Not ranked
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
By term
Share Certificates
6 months4.10%#19 of 143
19 months4.30%—
- Minimum to open
- $500schoolsfirstfcu.org, checked Nov 8, 2026
- Early withdrawal penalty
- Early withdrawal/account closure subject to penalty; fees may reduce earnings on the account.schoolsfirstfcu.org, checked Nov 8, 2026
- Grace period at maturity
- 10 daysschoolsfirstfcu.org, checked Nov 8, 2026
- Interest compounds
- Dividends are compounded daily and paid to your account monthlyschoolsfirstfcu.org, checked Nov 8, 2026
- Membership
- Membership required:
- School employee in California (documentation: most recent pay stub).
- Retired California school employee (documentation: pension statement).
- Employee of a company that primarily serves eligible schools or districts in California (documentation: proof of employment).
- College student in an eligible education program with a student teaching requirement (documentation: transcript).
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. We have fewer than three of this bank’s terms on record. Best CD rates by term · CD calculator · Report a mistake