Its best CD

3.80%

APY for 7 months, as of Nov 8, 2026

2 CDs, 1 IRA CD

University Of Wisconsin CD rates

Every CD we track from University Of Wisconsin, by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 8, 2026Updated

At each term

Its best rates

  • 7 months3.80%Not ranked
  • 15 months3.80%Not ranked
  • 2 years3.50%#66 of 134

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

Its CDs, by term

Rate Bump Certificate Accounts

2 years3.50%#66 of 134
Early withdrawal penalty
  • Up to 1 year: 90 days of interest
  • Over 1 year: 180 days of interest
uwcu.org, checked Nov 8, 2026
Minimum to open
$5,000uwcu.org, checked Nov 8, 2026
Grace period at maturity
10 daysuwcu.org, checked Nov 8, 2026
Interest compounds
Dailyuwcu.org, checked Nov 8, 2026
Membership
Membership required:
  • If you live, work or go to school within 5 miles of a branch location
  • Are a Wisconsin resident who has attended an accredited higher education institution anywhere
uwcu.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

Special Certificate Accounts

7 months3.80%—
15 months3.80%—
Early withdrawal penalty
  • Up to 1 year: 90 days of interest
  • Over 1 year: 180 days of interest
uwcu.org, checked Nov 8, 2026
Minimum to open
$5,000uwcu.org, checked Nov 8, 2026
Grace period at maturity
10 daysuwcu.org, checked Nov 8, 2026
Interest compounds
Dailyuwcu.org, checked Nov 8, 2026
Membership
Membership required:
  • If you live, work or go to school within 5 miles of a branch location
  • Are a Wisconsin resident who has attended an accredited higher education institution anywhere
uwcu.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

IRA Certificate Accounts

IRA
3 months2.75%—
6 months3.00%—
7 months3.80%—
9 months3.25%—
1 year3.25%—
15 months3.80%—
18 months3.25%—
2 years3.25%—
30 months3.25%—
3 years3.25%—
4 years3.25%—
5 years3.25%—
Early withdrawal penalty
  • Up to 1 year: 90 days of interest
  • Over 1 year: 180 days of interest
uwcu.org, checked Nov 8, 2026
Minimum to open
$500uwcu.org, checked Nov 8, 2026
Grace period at maturity
10 daysuwcu.org, checked Nov 8, 2026
Interest compounds
Dailyuwcu.org, checked Nov 8, 2026
Membership
Membership required:
  • If you live, work or go to school within 5 miles of a branch location
  • Are a Wisconsin resident who has attended an accredited higher education institution anywhere
uwcu.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake

See it on uwcu.org

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