Its best CD

4.15%

APY for 5 years, as of Nov 8, 2026. #96 of 98 at that term.

3 CDs

Wescom Central CD rates

Every CD we track from Wescom Central, by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 8, 2026Updated

At each term

Its best rates

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

Its CDs, by term

36-month College Saver Certificate

3 years3.75%—
Minimum to open
$250wescom.org, checked Nov 8, 2026
Early withdrawal penalty
A penalty may be imposed for early withdrawal.wescom.org, checked Nov 8, 2026
Where
Californiawescom.org, checked Nov 8, 2026
Membership
Membership required:
  • Anyone who lives, works, worships, or attends school in California is eligible to open an account at Wescom.
  • UCLA alumni: If you are a UCLA alumnus who does not live in Southern California, you can still open an account.
  • Family members of current Wescom Financial members may also be eligible for membership.
  • Through a no-cost Corporate Partnership, employees gain access to Wescom membership opportunities, financial products, and personalized service.
wescom.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

College Saver Certificate

3 years3.75%—
Minimum to open
$250wescom.org, checked Nov 8, 2026
Early withdrawal penalty
Withdrawals made before the maturity date are subject to an early withdrawal penalty if the withdrawal occurs before the minor's 18th birthday. No early withdrawal penalty after age 18.wescom.org, checked Nov 8, 2026
Where
Californiawescom.org, checked Nov 8, 2026
Membership
Membership required:
  • Anyone who lives, works, worships, or attends school in California is eligible to open an account at Wescom.
  • UCLA alumni: If you are a UCLA alumnus who does not live in Southern California, you can still open an account.
  • Family members of current Wescom Financial members may also be eligible for membership.
  • Through a no-cost Corporate Partnership, employees gain access to Wescom membership opportunities, financial products, and personalized service.
wescom.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

Share Certificate

3 months1.15%—
6 months3.15%#140 of 143
1 year3.40%#165 of 176
18 months2.40%#104 of 107
2 years2.90%#128 of 134
3 years3.65%#94 of 98
4 years3.90%—
5 years4.15%#96 of 98
Minimum to open
$500wescom.org, checked Nov 8, 2026
Early withdrawal penalty
A penalty may be imposed for early withdrawal.wescom.org, checked Nov 8, 2026
Where
Californiawescom.org, checked Nov 8, 2026
Membership
Membership required:
  • Anyone who lives, works, worships, or attends school in California is eligible to open an account at Wescom.
  • UCLA alumni: If you are a UCLA alumnus who does not live in Southern California, you can still open an account.
  • Family members of current Wescom Financial members may also be eligible for membership.
  • Through a no-cost Corporate Partnership, employees gain access to Wescom membership opportunities, financial products, and personalized service.
wescom.org, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake

See it on wescom.org

We don’t earn anything from this link.