Its best CD
4.15%
APY for 13 months, as of Nov 8, 2026
3 CDs
Wintrust Bank CD rates
Every CD we track from Wintrust Bank, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 1 year0.15%#145 of 176
- 13 months4.15%Not ranked
- 18 months0.20%#94 of 107
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
Its CDs, by term
12 Month CD
1 year0.15%#145 of 176
- Minimum to open
- $1,000wintrustbank.com, checked Nov 8, 2026
- Early withdrawal penalty
- Penalties will be imposed for early withdrawal.wintrustbank.com, checked Nov 8, 2026
- Interest compounds
- monthly compoundingwintrustbank.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
13-Month CD Special
13 months4.15%—
- Minimum to open
- $1,000wintrustbank.com, checked Nov 8, 2026
- Early withdrawal penalty
- Early withdrawal penalties apply.wintrustbank.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
18 Month CD
18 months0.20%#94 of 107
- Minimum to open
- $1,000wintrustbank.com, checked Nov 8, 2026
- Early withdrawal penalty
- Penalties will be imposed for early withdrawal.wintrustbank.com, checked Nov 8, 2026
- Interest compounds
- monthly compoundingwintrustbank.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake