Its best CD

4.70%

APY for 6 years, as of Nov 8, 2026

1 CD, 2 IRA CDs

Wright-patt Credit Union, Inc. CD rates

Every CD we track from Wright-patt Credit Union, Inc., by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 8, 2026Updated

At each term

Its best rates

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

Its CDs, by term

Share Certificates

6 months4.00%#37 of 143
1 year4.25%#34 of 176
18 months4.30%#25 of 107
2 years4.40%#26 of 134
3 years4.50%#12 of 98
4 years4.60%—
5 years4.60%#17 of 98
6 years4.70%—
Minimum to open
$500wpcu.coop, checked Nov 8, 2026
Early withdrawal penalty
A penalty may be imposed for early withdrawal.wpcu.coop, checked Nov 8, 2026
Membership
Membership required:
  • Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
  • Military and civilian employees of Wright-Patterson Air Force Base.
  • Government employees near WPAFB who lack access to a credit union
  • Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.
wpcu.coop, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

Add-On Traditional or Roth IRA

IRA
18 months4.09%—
Minimum to open
$100wpcu.coop, checked Nov 8, 2026
Membership
Membership required:
  • Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
  • Military and civilian employees of Wright-Patterson Air Force Base.
  • Government employees near WPAFB who lack access to a credit union
  • Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.
wpcu.coop, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

Single Deposit Traditional or Roth IRA

IRA
6 months4.00%—
1 year4.25%—
18 months4.30%—
2 years4.40%—
3 years4.50%—
4 years4.60%—
5 years4.60%—
6 years4.70%—
Minimum to open
$500wpcu.coop, checked Nov 8, 2026
Early withdrawal penalty
A penalty may be imposed for early withdrawal.wpcu.coop, checked Nov 8, 2026
Membership
Membership required:
  • Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
  • Military and civilian employees of Wright-Patterson Air Force Base.
  • Government employees near WPAFB who lack access to a credit union
  • Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.
wpcu.coop, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake

See it on wpcu.coop

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