Monthly fee
$7
$0 a year for an everyday customer: fees and interest, $2,000 kept.
1st Source Bank · Checking account
1st Checking
$0 a year for an everyday customer. $7 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · 1stsource.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · 1stsource.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#109of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Budgeting tools
- Debit card
- Online opening
- Overdraft line of credit
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $7 a month1stsource.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain a Minimum Daily Balance of at least $500
- We waive the Account Service Fee for your first two statement cycles to give you time to meet the requirement.
- Minimum to open
- $251stsource.com, checked Nov 8, 2026
- Overdraft fee
- $361stsource.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $361stsource.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 31stsource.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $31stsource.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 2.8%1stsource.com, checked Nov 8, 2026
- Incoming domestic wire
- $151stsource.com, checked Nov 8, 2026
- Outgoing domestic wire
- $301stsource.com, checked Nov 8, 2026
- Incoming international wire
- $151stsource.com, checked Nov 8, 2026
- Outgoing international wire
- $501stsource.com, checked Nov 8, 2026
- Paper statements
- $3 a month1stsource.com, checked Nov 8, 2026
- Inactivity fee
- $51stsource.com, checked Nov 8, 2026
- Cashier’s check
- $71stsource.com, checked Nov 8, 2026
- Stop payment
- $361stsource.com, checked Nov 8, 2026
- Card replacement
- $51stsource.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money