Monthly fee

$15

−$180 a year for an everyday customer: fees and interest, $2,000 kept.

1st Source Bank · Checking account

1st Source High Yield Checking Account

−$180 a year for an everyday customer. $15 a month. $5,000 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$180
Monthly fee
To open

Against the market

How it ranks

#937of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Debit card
  • Interest bearing
  • Overdraft line of credit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$15 a month1stsource.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Minimum Daily Balance of at least $5,000
  • We waive the Account Service Fee for your first two statement cycles to allow you time to meet the requirement to avoid this fee.
1stsource.com, checked Nov 8, 2026
Minimum to open
$5,0001stsource.com, checked Nov 8, 2026
Overdraft fee
$361stsource.com, checked Nov 8, 2026
Returned item (NSF) fee
$361stsource.com, checked Nov 8, 2026
Most overdraft fees in a day
31stsource.com, checked Nov 8, 2026
Out-of-network ATM fee
$31stsource.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
2.8%1stsource.com, checked Nov 8, 2026
Incoming domestic wire
$151stsource.com, checked Nov 8, 2026
Outgoing domestic wire
$301stsource.com, checked Nov 8, 2026
Incoming international wire
$151stsource.com, checked Nov 8, 2026
Outgoing international wire
$501stsource.com, checked Nov 8, 2026
Paper statements
$3 a month1stsource.com, checked Nov 8, 2026
Inactivity fee
$51stsource.com, checked Nov 8, 2026
Cashier’s check
$71stsource.com, checked Nov 8, 2026
Stop payment
$361stsource.com, checked Nov 8, 2026
Card replacement
$51stsource.com, checked Nov 8, 2026

Who can open it

Availability
Only available in select markets.1stsource.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on 1stsource.com

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