APY

0.35%

As of Nov 8, 2026. Rates are variable.

Amalgamated Bank · Checking account

Amalgamated Online Checking Account

$5 a year for an everyday customer. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$5
APY
Monthly fee
To open

Against the market

How it ranks

#15of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0.01 to $2,499.99
0.25%
$2,500 and up
0.35%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0.01amalgamatedbank.com, checked Nov 8, 2026
Interest compounds
Interest will be compounded daily and credited to your account monthly.amalgamatedbank.com, checked Nov 8, 2026

Fees

Monthly fee
Noneamalgamatedbank.com, checked Nov 8, 2026
Minimum to open
$100amalgamatedbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

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