Monthly fee

$15

−$180 a year for an everyday customer: fees and interest, $2,000 kept.

Amerant Bank · Checking account

Amerant Interest Checking

−$180 a year for an everyday customer. $15 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$180
Monthly fee
To open

Against the market

How it ranks

#910of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Card lock
  • Debit card
  • Extended deposit insurance
  • Instant external transfers
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Overdraft protection transfer
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$100media.amerantbank.com, checked Nov 8, 2026
Interest compounds
monthly interestamerantbank.com, checked Nov 8, 2026

Fees

Monthly fee
$15 a monthmedia.amerantbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$2,500 per statement cycleamerantbank.com, checked Nov 8, 2026
Minimum to open
$100amerantbank.com, checked Nov 8, 2026
Most overdraft fees in a day
5amerantbank.com, checked Nov 8, 2026
ATM network
Mastercard, Maestro, Cirrusamerantbank.com, checked Nov 8, 2026
ATMs in the network
2,000,000amerantbank.com, checked Nov 8, 2026

Who can open it

Minimum age
18media.amerantbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on amerantbank.com

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