APY

0.25%

As of Nov 8, 2026. Rates are variable.

American Airlines · Checking account

American Airlines Ascend Checking

$5 a year for an everyday customer. No monthly fee.

Checked Nov 8, 2026Updated

A year, everyday customer
$5
APY
Monthly fee
To open
Not stated

Against the market

How it ranks

#14of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Card lock
  • Contactless card
  • Debit card
  • Early direct deposit
  • Mobile check deposit
  • Mobile wallet
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Noneaacreditunion.org, checked Nov 8, 2026
Ways to avoid the monthly fee
direct deposit of $250 or more each monthaacreditunion.org, checked Nov 8, 2026
ATM network
more than 85,000 surcharge-free ATMS; 70,000 domestic ATMs; 15,000 international ATMsaacreditunion.org, checked Nov 8, 2026
ATMs in the network
85,000aacreditunion.org, checked Nov 8, 2026
Foreign transaction fee (debit card)
1%aacreditunion.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Refer and earn when your family joins the Credit Union.
aacreditunion.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on aacreditunion.org

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