Monthly fee

$20

−$240 a year for an everyday customer: fees and interest, $2,000 kept.

Ameris Bank · Checking account

Ameris Interest Checking

−$240 a year for an everyday customer. $20 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$240
Monthly fee
To open

Against the market

How it ranks

#965of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Branch access
  • Budgeting tools
  • Cash deposit ATM
  • Check writing
  • Contactless card
  • Debit card
  • Free checks
  • Interest bearing
  • Joint accounts
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Overdraft line of credit
  • Overdraft protection transfer
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$10,000amerisbank.com, checked Nov 8, 2026
To earn the APY
once your daily balance meets the required minimumamerisbank.com, checked Nov 8, 2026

Fees

Monthly fee
$20 a monthamerisbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$0 monthly service fee when the combined total of all personal deposit accounts average daily balances (during statement cycle) is $10,000 or greateramerisbank.com, checked Nov 8, 2026
Minimum to open
$50amerisbank.com, checked Nov 8, 2026

Who can open it

Where
Alabama, Florida, Georgia, North Carolina, South Carolinaamerisbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on amerisbank.com

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