Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Apple · Checking account
Apple FREE A+ CHECKING
$0 a year for an everyday customer. No monthly fee. No minimum to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · applefcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · applefcu.org · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#171of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Branch access
- Cash deposit ATM
- Check writing
- Mobile check deposit
- Overdraft grace period
- Overdraft line of credit
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Noneapplefcu.org, checked Nov 8, 2026
- Minimum to open
- Noneapplefcu.org, checked Nov 8, 2026
- Overdraft fee
- $25applefcu.org, checked Nov 8, 2026
- Returned item (NSF) fee
- $25applefcu.org, checked Nov 8, 2026
- Overdraft transfer fee
- Noneapplefcu.org, checked Nov 8, 2026
- Most overdraft fees in a day
- 3applefcu.org, checked Nov 8, 2026
- ATM network
- CO-OP Network and Alliance One Networkapplefcu.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $1.50applefcu.org, checked Nov 8, 2026
- Inactivity fee
- $2applefcu.org, checked Nov 8, 2026
- Cashier’s check
- $3applefcu.org, checked Nov 8, 2026
- Stop payment
- $20applefcu.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Community membership is available to anyone who lives, works, worships, volunteers or attends school in the qualifying location.
- Faculty, Staff, Students and Immediate Families of Clarke County Public Schools; Fairfax County Public Schools; Falls Church City Schools; Fauquier County Public Schools (excluding students not attending Liberty High School); Frederick County Public Schools; Loudoun County Public Schools; Manassas City Public Schools; Manassas Park Public Schools; Prince William County Public Schools; Shenandoah County Public Schools; Spotsylvania County Public Schools; Stafford County Public Schools; and Winchester Public Schools.
- Faculty, Staff, Students, Alumni and Immediate Families of George Mason University, Northern Virginia Community College, or Shenandoah University.
- Immediate family of an existing member, such as a spouse, parent, child, sibling, step-parent, step-child, step-siblings, grandparent, grandchildren and adoptive relationships.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees