APY

0.05%

As of Nov 8, 2026. Rates are variable.

Atlantic Union Bank · Checking account

Atlantic Union PREFERRED CHECKING ACCOUNT

−$300 a year for an everyday customer. $25 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$300
APY
Monthly fee
To open

Against the market

How it ranks

#987of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Automatic savings
  • Bill pay
  • Budgeting tools
  • Card lock
  • Check writing
  • Contactless card
  • Debit card
  • Free checks
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • Savings buckets
  • Savings round ups
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $50,000
0.01%
$50,000 to $250,000
0.02%
$250,000 to $500,000
0.02%
$500,000 to $1,000,000
0.03%
$1,000,000 and up
0.05%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0atlanticunionbank.com, checked Nov 8, 2026
Interest compounds
monthlyatlanticunionbank.com, checked Nov 8, 2026

Fees

Monthly fee
$25 a monthatlanticunionbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain a $25,000 minimum daily account balance
  • Maintain a $50,000 minimum daily combined balance in personal deposit, loan and line of credit accounts (business accounts are excluded)
atlanticunionbank.com, checked Nov 8, 2026
Minimum to open
$25atlanticunionbank.com, checked Nov 8, 2026
ATM network
SUM® ATM Network; thousands of free ATMs nationwideatlanticunionbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Noneatlanticunionbank.com, checked Nov 8, 2026
Early closure fee
Noneatlanticunionbank.com, checked Nov 8, 2026
Cashier’s check
Noneatlanticunionbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

Visit Atlantic Union

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