Monthly fee

$15

−$180 a year for an everyday customer: fees and interest, $2,000 kept.

Bank First · Checking account

Bank First First Rate Checking

−$180 a year for an everyday customer. $15 a month. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$180
Monthly fee
To open

Against the market

How it ranks

#933of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Branch access
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Live chat
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Overdraft line of credit
  • Overdraft protection transfer
  • Spending alerts
  • Support 24/7
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthbankfirst.com, checked Nov 8, 2026
Ways to avoid the monthly fee
No service charge if the average daily collected balance is at least $2,500.00bankfirst.com, checked Nov 8, 2026
Minimum to open
Nonebankfirst.com, checked Nov 8, 2026
Overdraft transfer fee
$10bankfirst.com, checked Nov 8, 2026
ATM network
MoneyPassbankfirst.com, checked Nov 8, 2026
Inactivity fee
$3bankfirst.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on bankfirst.com

We don’t earn anything from this link.