Monthly fee
$10
−$120 a year for an everyday customer: fees and interest, $2,000 kept.
Bank First · Checking account
Bank First First Rewards Checking
−$120 a year for an everyday customer. $10 a month. No minimum to open.
- A year, everyday customer
- −$120
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · bankfirst.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · bankfirst.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#869of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Check writing
- Debit card
- Debit rewards
- Free checks
- Live chat
- Mobile check deposit
- Mobile wallet
- Online opening
- Overdraft line of credit
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthbankfirst.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- All of these:
- eStatements
- Direct Deposit or Mobile Deposit of $500.00 or more per statement cycle
- Online Banking or goBank
- Active debit card
- A minimum of $2,500.00 in average available balance from combined deposit accounts
- Minimum to open
- Nonebankfirst.com, checked Nov 8, 2026
- Overdraft transfer fee
- $10bankfirst.com, checked Nov 8, 2026
- ATM network
- nearly 40,000 surcharge-free ATMs nationwide with MoneyPass®bankfirst.com, checked Nov 8, 2026
- ATMs in the network
- 40,000bankfirst.com, checked Nov 8, 2026
- Inactivity fee
- $3bankfirst.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees