RateHerald

APY

3.00%

  • 3.00% for the first 3 months
  • Then: the bank doesn’t say

BankUnited · Checking account

BankUnited Vertical Rewards Premier Checking

Promotional rate · lasts 3 months

−$235 a year for an everyday customer. $20 a month. $10,000 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$235
APY
Monthly fee
To open

Against the market

How it ranks

#949of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Budgeting tools
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • Online opening
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

To earn the APY
a direct deposit via ACH has posted to the Account each statement cycle
  • a minimum of seven (7) additional qualifying banking services transactions post to your Account
bankunited.com, checked Nov 8, 2026
APY when those aren’t met
0.25%bankunited.com, checked Nov 8, 2026
APY paid on balances up to
$250,000bankunited.com, checked Nov 8, 2026
Promotional rate lasts
3 monthsbankunited.com, checked Nov 8, 2026

Fees

Monthly fee
$20 a monthbankunited.com, checked Nov 8, 2026
Ways to avoid the monthly fee
A $20 monthly maintenance fee will be assessed if the average balance in the Account falls below $10,000 during a statement cycle.bankunited.com, checked Nov 8, 2026
Minimum to open
$10,000bankunited.com, checked Nov 8, 2026
ATM network
Allpoint Networkbankunited.com, checked Nov 8, 2026
Out-of-network ATM fee
$2.50bankunited.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on bankunited.com

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