Cambridge Simple Checking

$3 a year for an everyday customer. No monthly fee. $10 to open.

Checked Nov 8, 2026Updated Nov 8, 2026

A year, everyday customer: $3
APY: Receipt · APYChecked Nov 8, 2026
Issuer's page · cambridgesavings.com
The source states this figure; we have no exact sentence on file yet.
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Monthly fee: Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · cambridgesavings.com
The source states this figure; we have no exact sentence on file yet.
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To open: Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · cambridgesavings.com
The source states this figure; we have no exact sentence on file yet.
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Against the market

How it ranks

#24of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Monthly fee: Nonecambridgesavings.com, checked Nov 8, 2026
Ways to avoid the monthly fee: Average Monthly Balance to Waive Monthly Maintenance Service Charge $250cambridgesavings.com, checked Nov 8, 2026
Minimum to open: $10cambridgesavings.com, checked Nov 8, 2026
Overdraft fee: $25cambridgesavings.com, checked Nov 8, 2026
Returned item (NSF) fee: Nonecambridgesavings.com, checked Nov 8, 2026
Most overdraft fees in a day: 3cambridgesavings.com, checked Nov 8, 2026
Withdrawals a month: 6cambridgesavings.com, checked Nov 8, 2026
Fee for each withdrawal over the limit: $10cambridgesavings.com, checked Nov 8, 2026
ATM fees refunded, up to: Nonecambridgesavings.com, checked Nov 8, 2026
Foreign transaction fee (debit card): 0.75%cambridgesavings.com, checked Nov 8, 2026
Incoming domestic wire: $12cambridgesavings.com, checked Nov 8, 2026
Outgoing domestic wire: $25cambridgesavings.com, checked Nov 8, 2026
Incoming international wire: $12cambridgesavings.com, checked Nov 8, 2026
Outgoing international wire: $40cambridgesavings.com, checked Nov 8, 2026
Cashier’s check: $6cambridgesavings.com, checked Nov 8, 2026
Stop payment: $30cambridgesavings.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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