Monthly fee
$4
−$48 a year for an everyday customer: fees and interest, $2,000 kept.
Centier Bank · Checking account
Centier Smart Choice Checking
−$48 a year for an everyday customer. $4 a month. No minimum to open.
- A year, everyday customer
- −$48
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · centier.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · centier.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#492of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Debit card
- Mobile check deposit
- Mobile wallet
- No overdraft fees
- Overdraft protection transfer
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $4 a monthcentier.com, checked Nov 8, 2026
- Minimum to open
- Nonecentier.com, checked Nov 8, 2026
- Overdraft fee
- Nonecentier.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonecentier.com, checked Nov 8, 2026
- ATM network
- Surcharge-Free ATM Accesscentier.com, checked Nov 8, 2026
- ATMs in the network
- 55,000centier.com, checked Nov 8, 2026
- Inactivity fee
- Nonecentier.com, checked Nov 8, 2026
Who can open it
- Where
- Near its branchescentier.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees