Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

CFG Bank · Checking account

CFG Basic Checking

$0 a year for an everyday customer. No monthly fee.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open
Not stated

Against the market

How it ranks

#356of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Check writing
  • Debit card
  • Free checks
  • Free external transfers
  • Mobile check deposit
  • No minimum balance
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonecfg.bank, checked Nov 8, 2026
Overdraft fee
$25cfg.bank, checked Nov 8, 2026
Returned item (NSF) fee
$25cfg.bank, checked Nov 8, 2026
ATM network
Allpointcfg.bank, checked Nov 8, 2026
ATMs in the network
55,000cfg.bank, checked Nov 8, 2026
Incoming domestic wire
$12cfg.bank, checked Nov 8, 2026
Outgoing domestic wire
$25cfg.bank, checked Nov 8, 2026
Incoming international wire
$45cfg.bank, checked Nov 8, 2026
Outgoing international wire
$45cfg.bank, checked Nov 8, 2026
Inactivity fee
$10cfg.bank, checked Nov 8, 2026
Cashier’s check
$10cfg.bank, checked Nov 8, 2026
Stop payment
$30cfg.bank, checked Nov 8, 2026
Card replacement
$8cfg.bank, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on cfg.bank

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