APY

0.01%

As of Nov 8, 2026. Rates are variable.

City National Bank · Checking account

City Preferred Platinum Checking Account

−$600 a year for an everyday customer. $50 a month. $1,000 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$600
APY
Monthly fee
To open

Against the market

How it ranks

#1038of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Free checks
  • Interest bearing
  • Overdraft line of credit
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $9,999.99
0.01%
$10,000 to $49,999.99
0.01%
$50,000 to $99,999.99
0.01%
$100,000 to $499,999.99
0.01%
$500,000 and up
0.01%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
Interest accrues and compounds monthly and is credited on the last day of the statement period, but no more frequently than monthly.cnb.com, checked Nov 8, 2026

Fees

Monthly fee
$50 a monthcnb.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$250,000 in combined qualifying balancescnb.com, checked Nov 8, 2026
Minimum to open
$1,000cnb.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonecnb.com, checked Nov 8, 2026
Incoming domestic wire
Nonecnb.com, checked Nov 8, 2026
Outgoing domestic wire
Nonecnb.com, checked Nov 8, 2026
Incoming international wire
Nonecnb.com, checked Nov 8, 2026
Outgoing international wire
Nonecnb.com, checked Nov 8, 2026
Cashier’s check
Nonecnb.com, checked Nov 8, 2026
Stop payment
Nonecnb.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on cnb.com

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