APY
0.20%
As of Nov 8, 2026. Rates are variable.
Community First · Checking account
Community First Direct Benefit Checking
−$58 a year for an everyday customer. $5 a month. $5 to open.
- A year, everyday customer
- −$58
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · communityfirstcu.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · communityfirstcu.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · communityfirstcu.org
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#503of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Contactless card
- Debit card
- Interest bearing
- Mobile check deposit
- Mobile wallet
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $500communityfirstcu.org, checked Nov 8, 2026
Fees
- Monthly fee
- $5 a monthcommunityfirstcu.org, checked Nov 8, 2026
- Ways to avoid the monthly fee
- All of these:
- Maintain a daily checking balance of at least $200
- direct deposit or payroll deduction
- Minimum to open
- $5communityfirstcu.org, checked Nov 8, 2026
- Overdraft transfer fee
- Nonecommunityfirstcu.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:communityfirstcu.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money