APY

0.10%

As of Nov 8, 2026. Rates are variable.

CTBC Bank Corp. (USA) · Checking account

CTBC Bank Corp. (USA) Online Personal Checking Account

$1 a year for an everyday customer. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$1
APY
Monthly fee
To open

Against the market

How it ranks

#45of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Check writing
  • Debit card
  • Debit rewards
  • Interest bearing
  • Mobile check deposit
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

Any balance
0.05%
$15,000 and up
0.10%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Fees

Monthly fee
Nonectbcbankusa.com, checked Nov 8, 2026
Minimum to open
$100ctbcbankusa.com, checked Nov 8, 2026
ATM network
Allpoint ATM Networkctbcbankusa.com, checked Nov 8, 2026
ATMs in the network
55,000ctbcbankusa.com, checked Nov 8, 2026

Who can open it

Where
California, New Jersey, New York, Texas, Nevada, Washington, Arizonactbcbankusa.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on ctbcbankusa.com

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