RateHerald

APY, up to

2.00%

As of Nov 8, 2026. The bank states it as “up to” and doesn’t say what a balance earns.

Customers Bank · Checking account

Customers Interest Checking

$0 a year for an everyday customer. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
APY, up to
Monthly fee
To open

Against the market

How it ranks

#449of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Debit card
  • Instant external transfers
  • Interest bearing
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0customersbank.com, checked Nov 8, 2026
To earn the APY
one direct deposit ... per statement cycle
  • two (processed and posted) bill payments per statement cycle
customersbank.com, checked Nov 8, 2026
APY when those aren’t met
1.00%customersbank.com, checked Nov 8, 2026

Fees

Monthly fee
Nonecustomersbank.com, checked Nov 8, 2026
Minimum to open
Nonecustomersbank.com, checked Nov 8, 2026
Overdraft transfer fee
$5customersbank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
1%customersbank.com, checked Nov 8, 2026
Outgoing domestic wire
$20customersbank.com, checked Nov 8, 2026
Outgoing international wire
$45customersbank.com, checked Nov 8, 2026
Cashier’s check
$10customersbank.com, checked Nov 8, 2026
Stop payment
$20customersbank.com, checked Nov 8, 2026
Card replacement
$5customersbank.com, checked Nov 8, 2026

Who can open it

Where
Anywhere in the UScustomersbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on customersbank.com

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