APY
0.10%
As of Nov 8, 2026. Rates are variable.
Delta Community · Checking account
Delta Community Interest Checking
$2 a year for an everyday customer. $10 a month.
- A year, everyday customer
- $2
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · deltacommunitycu.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · deltacommunitycu.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Features
- Bill pay
- Budgeting tools
- Check writing
- Contactless card
- Debit card
- Interest bearing
- Minor accounts
- Mobile check deposit
- Mobile wallet
- Overdraft line of credit
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthdeltacommunitycu.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- maintaining an average daily balance of $1,500
- $10,000 aggregate deposits
- Overdraft fee
- $25deltacommunitycu.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $15deltacommunitycu.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2deltacommunitycu.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonedeltacommunitycu.com, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Anyone living or working in the following metro Atlanta counties: Barrow, Butts, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Jackson, Newton, Paulding, Rockdale, Spalding or Walton County, GA.
- Any current, former or retired employee of the companies listed under Company/Employee Eligibility.
- Being affiliated with a participating company, school or organization.
- Any member of one of the associations listed under Association Eligibility.
- Minimum age
- 18deltacommunitycu.com, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees