Monthly fee
$3
−$36 a year for an everyday customer: fees and interest, $2,000 kept.
Emigrant Bank · Checking account
Emigrant Basic Banking Account
−$36 a year for an everyday customer. $3 a month.
- A year, everyday customer
- −$36
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · emigrant.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#474of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Branch access
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $3 a monthemigrant.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $25emigrant.com, checked Nov 8, 2026
- Withdrawals a month
- 12emigrant.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $6emigrant.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $1emigrant.com, checked Nov 8, 2026
- Inactivity fee
- $10emigrant.com, checked Nov 8, 2026
- Early closure fee
- $10emigrant.com, checked Nov 8, 2026
- Cashier’s check
- $4emigrant.com, checked Nov 8, 2026
- Stop payment
- $20emigrant.com, checked Nov 8, 2026
- Card replacement
- $7emigrant.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees