APY

0.25%

As of Nov 8, 2026. Rates are variable.

EverBank · Checking account

EverBank Performance Checking

$5 a year for an everyday customer. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$5
APY
Monthly fee
To open

Against the market

How it ranks

#16of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Branch access
  • Check writing
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • Overdraft protection transfer
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $9,999.99
0.25%
$10,000 to $25,000
0.25%
$25,000 to $50,000
0.25%
$50,000 to $100,000
0.25%
$100,000 and up
0.25%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0everbank.com, checked Nov 8, 2026

Fees

Monthly fee
Noneeverbank.com, checked Nov 8, 2026
Minimum to open
$100everbank.com, checked Nov 8, 2026
Overdraft transfer fee
Noneeverbank.com, checked Nov 8, 2026
ATMs in the network
80,000everbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Noneeverbank.com, checked Nov 8, 2026
International ATM fee
Noneeverbank.com, checked Nov 8, 2026
ATM fees refunded, up to
$15 a montheverbank.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
2%everbank.com, checked Nov 8, 2026
Incoming domestic wire
Noneeverbank.com, checked Nov 8, 2026
Outgoing domestic wire
$25everbank.com, checked Nov 8, 2026
Incoming international wire
Noneeverbank.com, checked Nov 8, 2026
Cashier’s check
Noneeverbank.com, checked Nov 8, 2026
Stop payment
$25everbank.com, checked Nov 8, 2026
Card replacement
Noneeverbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on everbank.com

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