Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
First-Citizens Bank & Trust Company · Checking account
First-Citizens Bank & Free Checking
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · landing.firstcitizens.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#328of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- No minimum balance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonelanding.firstcitizens.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Enroll in paperless statements to avoid the monthly fee.landing.firstcitizens.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees