Monthly fee

$50

−$600 a year for an everyday customer: fees and interest, $2,000 kept.

First-Citizens Bank & Trust Company · Checking account

First-Citizens Bank & Premier Executive Checking

−$600 a year for an everyday customer. $50 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
−$600
Monthly fee
To open
Not stated

Against the market

How it ranks

#1041of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Branch access
  • Debit card
  • Free external transfers
  • No overdraft fees
  • Overdraft protection transfer
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$50 a monthfirstcitizens.com, checked Nov 8, 2026
Ways to avoid the monthly fee
maintain a combined daily balance of $50,000 or more in any of these account typesfirstcitizens.com, checked Nov 8, 2026
Overdraft fee
Nonefirstcitizens.com, checked Nov 8, 2026
Overdraft transfer fee
Nonefirstcitizens.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonefirstcitizens.com, checked Nov 8, 2026
International ATM fee
$3firstcitizens.com, checked Nov 8, 2026

Who can open it

Where
Near its branchesfirstcitizens.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on firstcitizens.com

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