Monthly fee

$5

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

First Horizon Bank · Checking account

First Horizon Access Checking

−$60 a year for an everyday customer. $5 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
To open

Against the market

How it ranks

#538of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Debit card
  • No overdraft fees

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthfirsthorizon.com, checked Nov 8, 2026
Minimum to open
$25firsthorizon.com, checked Nov 8, 2026
Overdraft fee
Nonefirsthorizon.com, checked Nov 8, 2026
Returned item (NSF) fee
Nonefirsthorizon.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonefirsthorizon.com, checked Nov 8, 2026
Incoming domestic wire
$15firsthorizon.com, checked Nov 8, 2026
Outgoing domestic wire
$25firsthorizon.com, checked Nov 8, 2026
Incoming international wire
$15firsthorizon.com, checked Nov 8, 2026
Outgoing international wire
$55firsthorizon.com, checked Nov 8, 2026
Paper statements
Nonefirsthorizon.com, checked Nov 8, 2026
Inactivity fee
Nonefirsthorizon.com, checked Nov 8, 2026
Cashier’s check
$8firsthorizon.com, checked Nov 8, 2026
Stop payment
$37firsthorizon.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on firsthorizon.com

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