Monthly fee
$10
$0 a year for an everyday customer: fees and interest, $2,000 kept.
First Horizon Bank · Checking account
First Horizon Advantage Checking
$0 a year for an everyday customer. $10 a month. $50 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · firsthorizon.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · firsthorizon.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#245of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Branch access
- Card lock
- Online opening
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthfirsthorizon.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- The monthly service charge is waived with one of the following during the statement cycle: $500 in Direct Deposits
- $1,500 average daily balance in the Advantage Checking account
- Minimum to open
- $50firsthorizon.com, checked Nov 8, 2026
- Overdraft fee
- $35firsthorizon.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonefirsthorizon.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 3firsthorizon.com, checked Nov 8, 2026
- ATM network
- First Horizon ATMs; ATM owners or their networks may also charge their own feefirsthorizon.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3firsthorizon.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees