Monthly fee

$8

−$96 a year for an everyday customer: fees and interest, $2,000 kept.

First Horizon Bank · Checking account

First Horizon CLASSIC CHECKING

−$96 a year for an everyday customer. $8 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$96
Monthly fee
To open

Against the market

How it ranks

#801of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Debit card
  • Online opening
  • Overdraft protection transfer
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$8 a monthfirsthorizon.com, checked Nov 8, 2026
Minimum to open
$50firsthorizon.com, checked Nov 8, 2026
Overdraft fee
$37firsthorizon.com, checked Nov 8, 2026
Returned item (NSF) fee
$37firsthorizon.com, checked Nov 8, 2026
Overdraft transfer fee
$15firsthorizon.com, checked Nov 8, 2026
Most overdraft fees in a day
8firsthorizon.com, checked Nov 8, 2026
ATM network
First Tennessee or Allpoint ATMs in the United Statesfirsthorizon.com, checked Nov 8, 2026
Out-of-network ATM fee
$3firsthorizon.com, checked Nov 8, 2026
International ATM fee
$1firsthorizon.com, checked Nov 8, 2026
Incoming domestic wire
$15firsthorizon.com, checked Nov 8, 2026
Outgoing domestic wire
$25firsthorizon.com, checked Nov 8, 2026
Incoming international wire
$15firsthorizon.com, checked Nov 8, 2026
Outgoing international wire
$55firsthorizon.com, checked Nov 8, 2026
Paper statements
$1 a monthfirsthorizon.com, checked Nov 8, 2026
Inactivity fee
$5firsthorizon.com, checked Nov 8, 2026
Cashier’s check
$8firsthorizon.com, checked Nov 8, 2026
Stop payment
$37firsthorizon.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on firsthorizon.com

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