Monthly fee
$7
−$84 a year for an everyday customer: fees and interest, $2,000 kept.
First Horizon Bank · Checking account
First Horizon Express Checking
−$84 a year for an everyday customer. $7 a month. $50 to open.
- A year, everyday customer
- −$84
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · firsthorizon.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · firsthorizon.com · PDF
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#782of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Debit card
- Debit rewards
- Online opening
- Overdraft line of credit
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $7 a monthfirsthorizon.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Waived if there is at least one direct deposit (i.e. social security, direct deposit of employment pay, etc.) to the account during the current statement period.firsthorizon.com, checked Nov 8, 2026
- Minimum to open
- $50firsthorizon.com, checked Nov 8, 2026
- Overdraft fee
- $37firsthorizon.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $37firsthorizon.com, checked Nov 8, 2026
- Overdraft transfer fee
- $15firsthorizon.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 8firsthorizon.com, checked Nov 8, 2026
- ATM network
- First Tennessee or Allpoint ATMfirsthorizon.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3firsthorizon.com, checked Nov 8, 2026
- International ATM fee
- $1firsthorizon.com, checked Nov 8, 2026
- Incoming domestic wire
- $15firsthorizon.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25firsthorizon.com, checked Nov 8, 2026
- Incoming international wire
- $15firsthorizon.com, checked Nov 8, 2026
- Outgoing international wire
- $55firsthorizon.com, checked Nov 8, 2026
- Inactivity fee
- $5firsthorizon.com, checked Nov 8, 2026
- Cashier’s check
- $8firsthorizon.com, checked Nov 8, 2026
- Stop payment
- $37firsthorizon.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money